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About Joan Belcher, RN

Joan Belcher RN, BSN, CCM has been caring for seniors in Maine for over 25 years.


As a home health aide she went house to house in Midcoast Maine assisting with personal care. She became a Registered Nurse, working in a Medicare Certified home health agency for 10 years.

In 1994 she founded Hummingbird Home Care, a Personal Care Agency with 25 employees that provided 24-hour private duty services for elders for 8 years.


She was appointed by Governor Baldacci to sit on the Blue Ribbon Commission to study the long term financing of the Dirigo Health Insurance Program and was featured in Business Week magazine in April 2007.


Joan opened Wabi Sabi Cottage, a Bed & Breakfast to fulfill a lifelong dream. Wabi Sabi Cottage became a destination for weary travelers and a community gathering space for "Soup Night".

Returning to her nursing profession she worked in Camden at a Long Term Care facility and found she was caring for the very elders that she grew up with. She is dedicated to her 93-year-old grandmother, visiting every weekend for picnics and adventures.


Joan moved into the Acute Care Hospital setting, serving patients as a Care Manager at Maine General Medical Center in Augusta. She earned her board certification in Care Management and continues to work at Maine Medical Center in Portland as an RN, Care Manager helping Doctors, Nurses, patients and families with post-acute care transitions. She witnesses daily the uncertainty hospitalized patients and families face with changing care needs and the confusing, complicated world of Medicare insurance coverage.


As an Independent, Medicare & Licensed Health and Life Insurance Advisor, Joan is ”At the Helm in time of need”, committed to helping Maine Medicare-eligible citizens navigate the complex and confusing options and benefits available to them. Her goal is to minimize financial risk and maximize wellness and the peace of mind that comes from making informed choices about their health insurance and Medicare coverage options.


Education and License

  • The University of Southern Maine, Portland, ME

    Bachelor of Science in Nursing

  • Registered Nurse

  • Board Certified Care Manager

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Joan can help you find a plan that meets YOUR NEEDS,

networks that include YOUR DOCTORS,

and examine coverage for YOUR  PRESCRIPTIONS.


Schedule a Meeting With Joan